The city of LA is actually fourth in the list, with auto insurance premiums costing citizens about $3,000 per year. California auto insurance is rather expensive, possibly because of the population density in some areas, and the number of cars accessing their road networks. In the whole state of California, however, the average annual costs that are allotted for car insurance is roughly $850. The Insurance Information Institute stated that there are approximately 24.5 million insured cars in California as of 2005.

But resources like the Department of Motor Vehicles (DMV), has provided information on how to apply for discount California auto insurance. There are sixteen counties in California that offer discounts for car insurance, including for mature drivers over the age of fifty years old. In order for other drivers to apply for low-cost or discount California auto insurance, they may need to pass some requirements for eligibility, such as being a driver for not less than three years, and being at least 19 years old.

One of the reasons why California auto insurance can tend to be expensive in some metropolitan areas is the prevalence of car theft. Of the ten cities in the United States with the highest car theft rate, five cities belong to the state of California, as reported by the National Insurance Crime Bureau. Stockton and Visalia-Porterville took second and third place, respectively. While the Californian cities of Modesto, Sacramento, and Fresno ranked fifth, seventh, and eighth in the same study. The study also reported that California is first in the most number of automobiles stolen, among all other American states.

Although you can find ways to get discounts and save more on California auto insurance plans, you should also be well aware of how common car thefts are in the state. Over the past two years, form 2005 to 2006, there have been over 242,000 stolen cars in this state. Motorcycle thefts are also very common in California, with over 9,000 motorbikes that were reported to be stolen in 2005.

Learn more about your options for California auto insurance, and find out other important facts for you to consider when buying a car in this state. Check out more resources from other sites in the World Wide Web.